At A Glance – An emergency fund is a financial safety net for future mishaps and/or unexpected expenses. What Is An Emergency Fund? An Emergency Fund (EF) could also be […]
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Category: Personal Finance Basics
How Credit Card Debt Can Get Out Of Control
At A Glance – Out of control credit card debt is the enemy of your money and your future. Discovering your purchasing patterns will help break the cycle of debt. […]
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What Is Compounding And How To Harness Its Power
At A Glance – Harnessing the power of compound interest or compounding is probably THE most important factor in becoming Financially Independent. What Is Compound Interest or Compounding Compound Interest […]
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How To Pay Off Credit Card Debt In 6 Steps
At A Glance – Long term credit card debt is the enemy of your financial well-being. It is like a black hole – sucking everything in and leaving you empty-handed. […]
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How To Pay Off Debt
At A Glance – Debt is NOT your friend. It robs your future, and more stuff won’t make you happier. Pay off your Debt as quickly as possible. It won’t […]
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Tracking Your Spending and Why You Should
When Stephen and I first started trying to manage our finances, we used three basic tools. One was to create a Budget. We had never used one before. In fact, […]
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Benefits Of Using a Budget
In a previous post titled How To Do A Budget, I showed you the How of doing a budget. How to identify what categories need to be included, the basic […]
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How to Do a Budget
Do you get to the end of the month and say, “Where did all my money go!”? Are you living paycheck-to-paycheck? If you are, you’re not alone. Around 70% of […]
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Figuring Out Where You Are Right Now
At a Glance – Be informed about your finances. Don’t depend on someone else to protect and track your money. This post will be a continuation of the previous post […]
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